As your trusted business advisor, we aim to provide accounting and financial solutions for all of your personal or business needs.
Plan My Retirement
Retirement brings new challenges, the prospect of a fresh start and important changes. It can be an exciting time when you may fully enjoy the fruits of your working life. A time when you have the freedom to pursue the things that matter most to you. But to really be able to enjoy life to the full in retirement and maintain a comfortable standard of living you'll need to have built up sufficient income. For most of us this will require expert planning, quality advice, a documented financial plan and having our progress monitored by someone who's qualified to do so. We can help you properly plan for a comfortable retirement in line with your personal circumstances and goals.
Boost your super
Tax efficiencies built into the superannuation system mean super is a great way to save for your retirement. Do you know how much income you are likely to have after you retire? Go to the Federal Governments ‘Money Smart’ website to use the retirement planning calculator and see what you can do now to boost your super. Salary Sacrifice contributions make saving for your super easier than ever by taking a portion of you income and placing it directly into your superannuation plan.
Increase your retirement savings
For most Australians, retirement has traditionally been a sudden leap from working full time to not working at all. But more and more people are gradually easing into their retirement. We can assist you to set up your transition to retirement strategy and you too could be enjoying life whilst still increasing your super.
Protect your retirement savings
Recently, most Australians have watched their superannuation savings plummet during the event commonly known as the Global Financial Crisis. Wouldn’t you like to be one of the few who knew their superannuation was safely protected from such events? Protected superannuation is not a new comer to the market however new concepts have seen it revolutionise the way people invest in their future.
Most of us put a lot of time and effort into creating and managing wealth throughout our lives. But few of us put enough thought into the process by which our wealth will be distributed after our death. We can assist you to ensure that you estate planning remains on track and up to date.
If you meet eligibility criteria, Centrelink can support you
in retirement with a range of payments including age pension, pension bonus scheme and the seniors concession allowance.
We can help you understand and take advantage of your Centrelink entitlements.
Balance Financial Planning Pty Ltd (ABN 77 629 534 121) is an authorised representative of Charter Financial Planning Pty Ltd, Australian Financial Services Licensee.
General Advice Warning
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
Family Business Guidance. Planning. Growth.
At Balance Accountants & Advisers, we know that a successful family business can be rewarding for generations to come. However, we also realise that the very nature of family business itself presents its challenges and can place undue pressure with the potential to jeopardise growth. With our knowledge of family business models and expertise in succession planning, we make sure the burden is eased and your business is afforded the chance to evolve successfully.
Growing Your Business
We understand the challenges and potential pitfalls a small business may find themselves presented with when attempting to grow and evolve. Specialising in providing business and software support and advice, our goal is to provide all-round and inclusive hands on guidance to ensure the performance of your business. Owners and managers of the small business world are often caught up in their day-to-day operations, not being afforded the opportunity to take a step back and truly analyse the direction of the business. After a thorough consultation, we will provide a detailed assessment in order to develop practical solutions which guarantee your business is positioned to perfectly take advantage of all available opportunities. Our expertise allows us to help with all aspects of your business from start up to shut down, so you can concentrate on daily operations, safe in the knowledge your goals will be reached.