• light
    Balance Accountants & Advisers
    Financial Services

Plan my retirement

plan my retirement

Plan My Retirement
Retirement brings new challenges, the prospect of a fresh start and important changes.

It can be an exciting time when you may fully enjoy the fruits of your working life. A time when you have the freedom to pursue the things that matter most to you. But to really be able to enjoy life to the full in retirement and maintain a comfortable standard of living you'll need to have built up sufficient income. For most of us this will require expert planning, quality advice, a documented financial plan and having our progress monitored by someone who's qualified to do so. We can help you properly plan for a comfortable retirement in line with your personal circumstances and goals.

Boost your super
Tax efficiencies built into the superannuation system mean super is a great way to save for your retirement.

Do you know how much income you are likely to have after you retire? Go to the Federal Governments ‘Money Smart’ website to use the retirement planning calculator and see what you can do now to boost your super. Salary Sacrifice contributions make saving for your super easier than ever by taking a portion of you income and placing it directly into your superannuation plan. For all the in’s and out’s of superannuation open the brochure ‘Superannuation in plain English’.

Increase your retirement savings
For most Australians, retirement has traditionally been a sudden leap

from working full time to not working at all. But more and more people are gradually easing into their retirement. We can assist you to set up your transition to retirement strategy and you too could be enjoying life whilst still increasing your super. For more information on how you can boost your super through a transition to retirement strategy, open the brochure 'Transition to retirement in plain English'.

Protect your retirement savings
Recently, most Australians have watched their superannuation savings plummet

during the event commonly known as the Global Financial Crisis. Wouldn’t you like to be one of the few who knew their superannuation was safely protected from such events? Protected superannuation is not a new comer to the market however new concepts have seen it revolutionise the way people invest in their future.

Estate planning
Most of us put a lot of time and effort into creating and managing wealth throughout our lives.

But few of us put enough thought into the process by which our wealth will be distributed after our death. We can assist you to ensure that you estate planning remains on track and up to date.

Centrelink payments
If you meet eligibility criteria, Centrelink can support you

in retirement with a range of payments including age pension, pension bonus scheme and the seniors concession allowance.
We can help you understand and take advantage of your Centrelink entitlements.

MDM Financial Services Pty Limited (ABN 78151835479), trading as Balance Financial Planning, is an authorised representative of Charter Financial Planning Pty Ltd, Australian Financial Services Licensee.
General Advice Warning
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.